Study in Australia: Universities, Visas, Costs, Accommodation, Part-Time Jobs & More

Australia has always been a top choice for students aspiring to study abroad because of diverse culture, top notch universities and picturesque locations too. It is infact one of the top 5 international destinations for foreign education aspirants.

Why Study in Australia?

While there are many benefits of study in Australia, the most important ones include high quality education and post study work opportunities. Which is why more than 600,000 international students set foot in Australia to pursue their further education. Here are some of the benefits of studying in Australia.

• World-Class Education: Australia has 7 universities ranked in the QS World Top 100 (2025). Institutions like the University of Melbourne, ANU, and the University of Sydney are globally recognized.
  
  
• Globally Recognized Degrees: Australian degrees are valued worldwide, especially in fields like medicine, business, engineering, and technology.
  
  
• Post-Study Work Opportunities: Generous post-study work rights and growing demand in key industries make Australia attractive for future employment.
  
  
• Safe and Multicultural Environment: Australia offers a high quality of life, low crime rates, and a welcoming culture for students from diverse backgrounds.
  
  
• Research and Innovation: Australian universities are at the forefront of innovation and research, with opportunities for international students to collaborate on global projects.

Latest Updates to Study in Australia (2025)

Revised Student Visa Rules

• The Australian Government has introduced a new Genuine Student (GS) requirement, replacing the Genuine Temporary Entrant (GTE) requirement. Applicants now need to demonstrate a clear intention to study and awareness of their chosen program and future career goals.

• English language requirements have been strengthened. The minimum IELTS score for a student visa has increased to 0 overall, and for postgraduate research students, it is 6.5.

• Financial capacity requirements have been updated, with students needing to show access to AUD 29,710 annually for living expenses.

Post-Study Work Rights

• Graduates from eligible degrees in health, engineering, IT, teaching, and agriculture can receive up to 4 years of post-study work rights, depending on their qualification level and study location.
  
  
• Regional area graduates continue to enjoy extended stay benefits—up to 6 years in total.

Preferred Qualifications and PR Pathways

• Courses that align with skill shortage lists (like nursing, engineering, cyber security, and teaching) are encouraged, improving chances for Permanent Residency (PR).
  
  
• The Points-tested Skilled Migration Program remains one of the main routes to PR, with points given for age, English proficiency, work experience, and qualifications.

Overview of the Australian Education System

Like every other nation, Australian education system is divided into 3 categories, primary, secondary and tertiary education.  Graduate and postgraduate education falls under territory education. Education in Australia is regulated by Australian Qualifications Framework (AQF). for the ease of understanding most of the educational institutions fall under the following categories in Australia.

• Go8 Universities in Australia
  
  
• Level 1 Universities in Australia
  
  
• TAFE Institutions

English Language Requirements to Study in Australia (Test Score Guide)

To study in Australia, international students must demonstrate English proficiency through standardized tests like IELTS, TOEFL, PTE Academic, or Duolingo English Test (DET). These requirements vary based on the course level (undergraduate, postgraduate, etc.) and sometimes specific universities or faculties.

Required Scores for IELTS, TOEFL, PTE, Duolingo (Course-wise or University-wise examples):

Course-wise Minimum Score Requirements

University-wise English Requirements

University of Melbourne

• UG Courses: IELTS 6.5 (no band < 6.0), TOEFL 79, PTE 58, DET 110
• PG Courses: IELTS 7.0, TOEFL 94, PTE 65, DET 120+

University of Sydney

• UG: IELTS 6.5, TOEFL 85, PTE 61, DET 115
• PG: IELTS 7.0, TOEFL 96, PTE 68, DET 120+

Monash University

• UG/PG General: IELTS 6.5, TOEFL 79, PTE 58, DET 110
• Health Programs: IELTS 7.0–7.5

University of Queensland

• UG: IELTS 6.5 (no band < 6), TOEFL 87, PTE 64, DET 115
• PG: IELTS 7.0, TOEFL 100, PTE 72, DET 120+

RMIT University

• Diploma/Foundation: IELTS 5.5, TOEFL 50, PTE 42, DET 85+
• UG/PG: IELTS 6.5, TOEFL 79, PTE 58, DET 110

Admission Process: Step-by-Step Guide to Studying in Australia

1. Research Universities & Courses: The first step is to identify courses and institutions that aligh with your interests and career aspirations.
   
   
2. Check Eligibility Requirements: Once you decide on the university and courses that you would like to enroll, review academic requirements such as, English language proficiency standards, and any specific criteria.
   
   
3. Prepare Necessary Documents: Gather academic transcripts, standardized test scores (IELTS/ TOEFL/ PTE/ GRE), letters of recommendation, and a statement of purpose.
   
   
4. Submit Applications: Apply through the universities' official portals before the respective deadlines.
   
   
5. Apply for Scholarships: Research and apply for scholarships or financial aid opportunities available for your chosen intake.
   
   
6. Await Admission Decisions: Universities typically respond within a few weeks to months, depending on the intake and institution.
   
   
7. Accept Offer and Enroll: Once you receive the offer, follow the instructions to accept and enroll in your chosen program.

Intakes in Australia

Australia offers three main intakes for higher education:

1. Semester 1 (February/March Intake): This is the primary and most widely popular intake, with multiple courses available.
   
   
2. Semester 2 (July Intake): July Intake is secondary intake that offers many programs, though slightly fewer than the February intake.
   
   
3. Semester 3 (November Intake): Also known as the summer intake, it is less common and available at select institutions for specific courses.

Top Universities in Australia

Australia is home to some of the world’s best universities, many of which are recognized for their strong research output, global partnerships, and internationally accredited business schools. Whether your goal is a research career, professional qualification, or global business exposure, universities like the University of Melbourne, UNSW, and ANU offer world-class options.

University Rankings and Accreditations:

Popular Courses to Study in Australia

Australia is known for offering globally recognized degrees in a range of disciplines. International students often choose Australia for programs that lead to strong career prospects, permanent residency (PR) pathways, or research opportunities.

Most Popular Courses Among International Students:

Business and Management

• Includes: MBA, BBA, International Business, Finance, Accounting
• In-demand for job roles in finance, consulting, startups

Engineering and Technology

• Includes: Civil, Mechanical, Electrical, IT, Mechatronics
• High employability in construction, mining, and tech sectors

Information Technology (IT) & Computer Science

• Includes: AI, Cybersecurity, Data Science, Cloud Computing
• Fast-growing sector with global opportunities

Health Sciences and Nursing

• Includes: Bachelor/Master of Nursing, Public Health, Allied Health
• Highly valued for PR; regulated by AHPRA

Hospitality and Tourism

• Includes: Culinary Arts, Hotel Management, Travel Management
• Suits Australia’s strong tourism-driven economy

Education and Teaching

• Includes: Early Childhood, Secondary, TESOL
• Offers PR pathways for qualified educators

Law and Legal Studies

• Includes: LLB, LLM, International Law
• Popular among students aiming for legal or academic careers

Environmental Science and Sustainability

• Growing focus on green jobs and climate innovation

Emerging fields and in-demand specializations:

• Curtin University is ranked no. 2 for Mining & Mineral Engineering.
  
  
• Australian National University is ranked no.  at 6 for its Anthropology course.
  
  
• The University of Adelaide is ranked no. 10 for its Petroleum Engineering course.
  
  
• The University of Melbourne is ranked no.  12 for its Law courses.
  
  
• The University of Sydney is ranked no. 2 for its Nursing course.
  
  
• UNSW is ranked no. 3 for its Civil & Structural Engineering course.
  
  
• RMIT University is ranked no.15 for its Arts and Design courses.

 Course Duration & Eligibility

Cost of study in Australia for Indian students

Studying in Australia involves two major types of costs: tuition fees and living expenses. Tuition varies depending on the course and institution, while living costs include housing, food, transport, and insurance. For UG and PG courses the Tuition fee ranges from AUD 20,000 to 50,000. Most undergraduate and postgraduate programs in Australia charge tuition annually. Courses like Medicine and Engineering are more expensive than Arts or Business. An average international student spends around AUD 1,400 to 2,500 (₹79,800 to ₹1,42,500) per month, which includes accommodation, food, transportation, and leisure activities.

Scholarships in Australia

Australia offers numerous scholarships funded by the government, universities, and private sectors. These scholarships help reduce or completely cover tuition and sometimes include living allowances.

Popular Scholarships for International Students:

• Australia Awards Scholarships: Offered by the Australian Government, these cover full tuition, airfare, living allowance, and OSHC.
  
  
• Destination Australia Program: Targets students choosing to study in regional Australia; provides up to AUD 15,000/year.
  
  
• Research Training Program (RTP): For postgraduate research students; includes full tuition and a stipend.
  
  
• University-specific Scholarships: Offered by major universities like Monash, Deakin, and UNSW based on academic merit.

Education Loans for Studying in Australia

Education loans from Indian banks or financial institutions can cover tuition, living costs, and travel. Loans can be secured (with collateral) or unsecured.

Types of Education Loans:

• Secured Loans: Offered at lower interest (8–10%) but require property or FD as collateral.
  
  
• Unsecured Loans: No collateral required; maximum amount typically up to ₹7.5 lakh.

Cost of Living in Australia

The Department of Home Affairs recommends budgeting AUD 21,000/year for living expenses. This covers rent, groceries, transport, mobile, and leisure. This is equal to approximately AUD 1,750 per month for international students' living expenses in Australia.

This monthly estimate typically includes:

• Rent (shared accommodation): AUD 600 – 1,200
  
  
• Groceries & food: AUD 300 – 600
  
  
• Transport: AUD 100 – 200
  
  
• Phone & Internet: AUD 50 – 80
  
  
• Utilities (electricity, water): AUD 100 – 150
  
  
• Leisure & miscellaneous: AUD 100 – 200

While cities like Sydney and Melbourne can be costly, cities like Adelaide or Hobart are cost effective.

Student Accommodation in Australia

International students in Australia can choose from various housing options such as On-campus Housing, Residential Colleges, Purpose-Built Student Accommodation (PBSA), Shared Rental Apartments, Private Student Accommodation or Studio/One-bedroom Rental. The average cost of theseaccommodation is given below:

Part-Time Jobs for Students in Australia

International students in Australia are allowed to work part-time while studying, which helps them manage living expenses and gain local experience. With a valid student visa (subclass 500), students can work up to 48 hours per fortnight during academic sessions and unlimited hours during scheduled breaks.

Common Part-Time Jobs:

Post-Study Work Rights & PR Pathways

After completing their education, international students in Australia can apply for a Temporary Graduate visa (subclass 485), allowing them to work full-time and gain local experience. The duration of stay depends on the qualification level and region of study.

Health Insurance and Medical Care (OSHC Details) while Studying in Australia:

All international students must have Overseas Student Health Cover (OSHC) for the entire duration of their stay. OSHC helps cover medical visits, hospital care, ambulance, and some pharmaceuticals.

OSHC Overview:

Popular Cities to Study in Australia

Australia is home to several vibrant cities offering excellent education, cultural diversity, and employment opportunities. Each city offers a unique experience based on lifestyle, cost of living, and academic strengths.

Top Student Cities in Australia:

Mistakes to Avoid When Planning to Study in Australia

Avoiding certain mistakes can save time, money, and future complications. Here are common pitfalls international students should watch out for:

• Not researching universities/programs thoroughly — Always check accreditation, rankings, and course outcomes.
  
  
• Ignoring visa requirements — Ensure your application meets all conditions including financial proof and genuine temporary entrant (GTE) intent.
  
  
• Underestimating living expenses — Budget realistically using the AUD 21,000/year guideline.
  
  
• Choosing city over course relevance — Academic alignment matters more than just lifestyle preferences.
  
  
• Delaying OSHC and accommodation arrangements — Plan at least 2-3 months in advance.
  
  
• Working beyond allowed hours — Can lead to visa cancellation.

Conclusion

Study in Australia offers more than just a high-quality education—it’s a gateway to professional opportunities, multicultural experiences, and long-term migration pathways. With flexible work options, strong academic institutions, and supportive student services, Australia continues to be a top destination for international learners. By carefully planning finances, health insurance, accommodation, and career pathways, students can make the most of their educational journey in Australia.

Frequently Asked Questions:

Q. How much money is required to study in Australia?

A. Tuition fees range from AUD 20,000 to AUD 45,000 per year, and living expenses are estimated at AUD 21,000 per year.

Q. How much gap is accepted for study in Australia?

A. A gap of up to 2–3 years after high school and up to 5 years after graduation is generally accepted with valid reasons and documents.

Q. What exams are required to study in Australia?

A. English language tests like IELTS, TOEFL, or PTE are required; some courses may also need GRE, GMAT, or relevant aptitude tests.

Q. What are the requirements to study in Australia?

A. You need academic transcripts, English proficiency scores, a valid passport, Statement of Purpose (SOP), and proof of funds.

Q. Do I need a student visa to study in Australia?

A. Yes, you need a Subclass 500 student visa to study full-time at an Australian educational institution.

Q. How to study in Australia?

A. To study in Australia, choose a course and university, meet the academic and English language requirements, apply for admission, and secure a Student Visa (subclass 500). You’ll also need to arrange OSHC insurance, show financial proof, and prepare for travel and accommodation.