Cost of Studying in New Zealand

Cost of Studying in New Zealand 2025: A Complete Guide for Students

Discover tuition fees, living costs, and total expenses for Indian students pursuing degrees in New Zealand. Learn how to budget smartly and find scholarships.

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New Zealand is celebrated for its stunning landscapes, welcoming culture, and quality education. But for many international students-especially those from India-one big question looms: What’s the total cost to study in New Zealand from India? Let’s unpack that in honest, easy-to-digest detail.

New Zealand Tuition Fees: Academic Costs

Undergraduate (Bachelor) Level

When it comes to undergraduate programs, the cost of bachelor degree in New Zealand depends largely on the course you choose. For students opting for humanities, commerce, or arts, tuition fees usually fall between NZD 20,000 and 30,000 per year. However, technical and professional courses like engineering or IT will be slightly more expensive, averaging around NZD 28,000 to 35,000 per year. Health and medical degrees stand at the top of the pricing range, often costing NZD 35,000 to 70,000 annually. These costs reflect tuition alone and do not include additional living expenses. Despite the higher fees compared to domestic students, international students still find New Zealand affordable relative to countries like the UK or the US, particularly when considering the quality of education and the lower cost of living outside major cities like Auckland or Wellington.

The cost of bachelor degree in New Zealand varies depending on the subject area:

  • Arts, Humanities, Commerce: NZD 20,000-30,000/year

  • Science, Engineering, IT: NZD 28,000-35,000/year

  • Health and Medicine: NZD 35,000-70,000/year

International students often pay higher than domestic rates, typically in the ranges above.

Postgraduate (Master’s/MBA/MBBS)

Master’s Degree Costs

  • Standard New Zealand masters fees are around NZD 26,000-45,000 per year

  • For programs like business analytics or engineering, costs can climb to NZD 40,000-65,000/year

MBA Costs

  • Average cost of studying MBA in New Zealand: NZD 31,000-60,000 total

MBBS (Medicine) Costs

  • Cost of studying MBBS in New Zealand: NZD 70,000-80,000/year

  • For MBBS in New Zealand for Indian students fees, expect NZD 70-80K annually

Living Expenses in New Zealand for Students

Beyond tuition, students must also budget for daily living expenses while studying in New Zealand. Major expenses include accommodation, food, transportation, utilities, and healthcare. On average, students can expect to spend between NZD 1,500 and 3,000 per month on living expenses, depending on the city and lifestyle choices. Auckland and Wellington are typically the most expensive cities, while smaller towns like Dunedin or Palmerston North are more budget-friendly. When planning the study cost in new zealand for international students, students should factor in these ongoing costs alongside their tuition fees. Having a realistic view of total expenses helps avoid financial strain and allows students to explore part-time work opportunities to supplement their income. 

Living costs depend on your city, lifestyle, and accommodation choice.

Monthly Breakdown:

Expense Category

NZD / month

INR/month (approx.)

Accommodation

700-1,500

₹35,000-₹75,000

Food & Groceries

300-600

₹15,000-₹30,000

Transport

100-200

₹5,000-₹10,000

Utilities + Internet

150-300

₹7,500-₹15,000

Insurance & Study Costs

100-160

₹5,000-₹8,000

Miscellaneous

150-300

₹7,500-₹15,000

Total Monthly

1,500-3,000

₹75,000-₹150,000

Annual living budget: NZD 15,000-36,000

Total Cost to Study in New Zealand:

Example: Indian Student Doing a Master’s

Fees Component

Low Estimate

High Estimate

Tuition (Master’s, 1 year)

NZD 26,000

NZD 45,000

Living expenses

15,000

30,000

Insurance + Study materials

700

1,500

Visa and application fees

270 + ~150

270 + ~150

Flight ticket (India-NZ, one-way)

1,200

2,500

Total

≈43,300

≈79,420

When broken into INR, this totals roughly ₹22 lakh to ₹40 lakh.

Subject-specific Cost of Studying in New Zealand

Nursing Degrees

  • Cost of nursing degree in New Zealand: NZD 35,000-38,000/year for undergrad

  • Postgraduate nursing (Master of Nursing Practice) at some universities: NZD 42,840 (120 pts) up to NZD 85,680 (240 pts)

MBBS

  • As noted, cost of studying MBBS in New Zealand is NZD 70,000-80,000/year

MBA

  • Cost of studying MBA in New Zealand: NZD 31,000-60,000 total

Tuition Fees in New Zealand for International Students

When viewed holistically, the total cost to study in new zealand from india is significant but manageable with proper planning. Although the tuition fees in new zealand for international students are not subsidized like they are for domestic students, scholarships and part-time work opportunities help balance the financial load. Particularly for masters in new zealand cost, students often find that the quality of education and the potential for future earnings justify the initial expense. While free tuition is not generally available (with some exceptions like certain programs at Southern Institute of Technology), students can reduce costs by applying for scholarships, choosing affordable cities, and managing their living expenses carefully. Many Indian students who complete their studies here view New Zealand as offering excellent return on investment, especially when it leads to post-study employment or PR pathways.

Scholarships and Fee Waivers

Though tuition free universities in New Zealand for international students are very limited, some special programs exist:

  • Southern Institute of Technology’s Zero Fees Scheme: for select certificate or English/foundation programs

  • Government “Fees Free” policy: applies to some domestic degree years, but not to most international students

Most international students instead rely on merit scholarships, such as Manaaki, NZ Excellence Awards, or university-specific funds .

Visa and Pre-arrival Costs

  • Student visa: NZD 375-850 application fee.

  • Health/travel insurance: NZD 600-1,000/year

  • IELTS/GRE/GMAT tests: NZD 345-510

  • Airfare: NZD 1,200-2,500 one-way

  • Initial setup (bank charges, deposit, study materials): NZD 1,000-3,000

Total Cost to Study in New Zealand: At a glance

Degree / Program

Tuition Fees (NZD/year)

Living + Extras (NZD/year)

Total Estimate (NZD/year)

Bachelor (Arts/Commerce)

20k-30k

15k-30k

35k-60k

Bachelor (Science/Engineering)

28k-35k

same

43k-65k

Nursing UG

35k-38k

same

50k-75k

Master’s (Coursework)

26k-45k

same

41k-75k

MBA

31k-60k total

15k-30k/year

~50k-90k total

MBBS

70k-80k

same

85k-110k

Cost Insights

  • Total cost to study in New Zealand from India, including tuition and living, typically lies between NZD 40,000 and 80,000 per year (~₹20-₹40 lakh).

  • Study cost in New Zealand for international students is moderate compared to UK/Australia, offering a balance between quality and price .

Tips to Maximise Value

  • Apply early to secure scholarships (Manaaki, Excellence, university awards)

  • Choose tier-2 cities (Dunedin, Christchurch) for lower New Zealand study fees and living costs.

  • Consider online or blended masters to reduce accommodation/outlay.

  • Work part-time (up to 20 hr/week) to offset daily costs.

  • Budget accurately: estimate NZD 1,800/month (~₹90k) in larger cities.

Final Word

Total cost to study in New Zealand from India is substantial but reasonable when you consider visa, living, insurance, flight, and setup. With moderate master’s fees, good scholarship opportunities, and a vibrant, safe environment, the cost of studying in New Zealand for international students becomes a value-driven investment. For professional degrees like MBA or MBBS, fees are steeper-but so are job prospects and ROI. Research options for tuition free universities in new zealand for international students, though opportunities are rare and limited to special programs.

Frequently Asked Questions:

Q. Is New Zealand expensive for Indian students?

A. Yes, it’s moderately expensive. The total cost to study in New Zealand from India is around ₹20-₹40 lakh per year, depending on the course and city.

Q. How much does a master's degree cost in New Zealand?

A. The cost of studying masters in New Zealand is roughly NZD 26,000-45,000 per year, which is about ₹13-₹23 lakh.

Q. Is New Zealand expensive for international students?

A. Compared to some countries, yes-but it’s cheaper than the US or UK. Study cost in New Zealand for international students is moderate for the quality offered.

Q. Can I study in New Zealand for free?

A. No, but some scholarships can reduce costs. Tuition free universities in New Zealand for international students are rare, except for specific programs like SIT’s Zero Fees Scheme.

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